bridgerton: Thank you for the suggestions. I'll consider them.

My site officially only accepts Monero

I got Monero woo commerce gateway finally working

That's a major w

.bal

Fibonacci12358: Access denied for bal. Are you logged in?

.bal

Fibonacci12358: 0 XMR

> <@gfdshygti53:monero.social> Credit cards are considered unsafe and reversible.

> So not a lot of peoples are willing to accept them and usually it does require full KYC

It's interesting to consider that Zelle has had a lot of complaints about transactions not being reversible, but the Monero/cryptocurrency/Bisq community see it as a feature and not a bug

Zelle scams: Don't worry, if you're not satisfied, just reverse the transaction!

Scams on services where transactions are reversible: Oops I accidentally sent money to you, can you just send it plz&ty

* send it back plz&ty

Yeah, you just don't want to accept a reversible payment in exchange of a non reversible payment

Paypal/Cashapp/etc: We've got you fully covered in case of theft or something

The entire cryptocurrency community: *backs away slowly*

Paypal/Cashapp/etc: ...custodial wallets, anyone?

<𓆏⸻> cashapp does not reverse payments

<𓆏⸻> ever

<𓆏⸻> Paypal rarely does

<𓆏⸻> if its a regular transaction type

<𓆏⸻> if its paypal friends and family, which p2p communities use, there are no chargebacks

<𓆏⸻> It is possible to reverse payments on cashapp if you paid with card rather than cash balance, and then calling your credit card company

<𓆏⸻> though that is quite rare and gets you banned on cashapp

<𓆏⸻> cashapp is the king of p2p in US

PayPal is the worst

Paypal steals from people.

As in. We'll fine peps who's social media posts we don't like. That kinda stealing?

If a seller refunds a PayPal transaction for whatever reason, PayPal keeps the entire transaction fee

it used to be only the flat 35ct

by using their service you agree to their rulea

same applies to taxes, "taxation is theft" is retarded

s/rulea/rules/

Is that the good "if you did not pay attention enough, you deserve everything" idiotic viewpoint ?

Wait. I came back to #monero. Idiot me.

<r4v3r23[m]> "by using their service you agree..." <- maybe their service is shit and they hold funds hostage

<moneromooo> "Is that the good "if you did not..." <- no, ignorance is forgivable. willingly complying with something you disagree with is not

no one stole your taxes. you paid them

🤣 Try not paying your taxes.

I try

And i havent used paypal in many years

Sent item, person disputed saying i never shipped - i had tracking - and paypal refunded them

<TrasherDK[m]> "🤣 Try not paying your taxes." <- easy enough if you want

depends on your situation

Try not paying income tax

I used paypal to pay for some services. When I terminated those services, my account was dormant for a few years. When they did the social media fines thing, I terminated the account.

Which is obvious theft

ofrnxmr[m]: easy

Sayibg tax isnt theft just shows youre green

And dont know laws

Mooo is right. This discussion is stupid. I'm out.

keep buying into the lie that taxes are inevitable

your problem, not mine

If you're wealthy enough, you can juggle with offshore jurisdictions and "charity" to be effectively at 0% tax

sech1: that's one "legal" way to do it

it's 100% legal because those same wealthy people created this law

Tax havens

Monero island?

Just curiousity, does TxTangle (Monero coinjoin) is still worked on?

<DanIsnotthemanBr> "Tax havens" <- you mean the internet?

one can have businesses that solely live on the internet. they can find customers on the internet. get paid on the internet. and the traditional meatspace state would be none the wiser.

<k4r4b3y[m]> "one can have businesses that..." <- i get paid solely in XMR for some work i do. But to make it spendable i have to do some magic and declare some of it as earnings on another business so i can pay bills with it.

there are plenty of things i can buy with XMR, however paying my mortgage isn't one of them. Hopefully one day i buy a house in crypto who knows lol

TheDisruptiveCol: commendable

TheDisruptiveCol: you are right. Paying your mortgage with XMR...we are a bit too early for that.

but the point stays the same: XMR offers people the option of declaring or not declaring their income earnings. And if they choose to declare, they have further option to declare as much as they see fit. This is freedom. As opposed to government snooping in on your bank statements and forcefully taking his cut without ever asking your consent.

k4r4b3y[m]: Nice to keep yourself in a certain tax bracket 😉

😉

one thing i do wonder about is how we will operate in a post-CBDC world. Essentially there will exist 2 economies almost. People trading privacy coins for privacy things in a circular economy essentially, and people buying milk with CBDCs

If there allowed to buy milk

I can also foresee people offering milk for XMR. There is no reason for the "privacy things" market to eat up the "milk & other white market things" market.

No milk for you

Theres at least a few farmers who already accept xmr

Yeah i think mr doug buys milk with xmr

How we will be able to move from say XMR to FedNow Dollars or back when the on-ramps and off-ramps have been choked out of existence. Sure i can run a "t-shirt" store that doesn't sell t-shirts and you pay me some FedNow bucks, and i send you monero. but then i have other issues. There will always be ways it will just become more complicated.

Localmonero

It be like a drug deal buying xmr

Its just forex exchsnge at the end of the day

Makes me wonder how you're going to pick up a bag of weed in the future with a cashless society. Every guy on the corner gonna need to have a payment terminal and a legit business to justify those transactions.

Not really. People sell drugs using cashapp

Those people are retarded

Theyre also not in jail

or they are getting crackheads to open accounts for them.

lol

TheDisruptiveCol: for that, my friend, we should start TODAY and build up merchant-customer networks & relationships. We should start offering products and services that only the FedNow dollars buys in the future. In other words, start finding (or being) the merchants that are willing to exchange milk, meat, coffee or whatever for XMR, today.

TheDisruptiveCol: Or the government supports dealers of their drugs?

They dont import the stuff for no reason

Taxable

ofrnxmr[m]: At a lower level i don't think so, atleast my in country the cops are pretty on your ass if you self drugs. At the top level sure its all corrupt, also like we have seen with banks laundering for the cartels and even just with fraud in general, which i've seen at companies i've worked at, as long as the card issuer honours the transaction most companies don't care. volume is volume.

s/self/sell/

anyway my point is dirty money makes its way back intonthe system via trading on black markets

i'd see fraud desks at big e-commerce companies, Adyen etc will be set to allow the transaction providing the card issuer isn't going to charge us back. We will take the payment, knowing in many cases that fraud is likely, and just not care. Investors don't care about details, they do care about new sign ups and transaction volume. Fraud helps

Yeah one our banks got into shit for money laundering transaction and got a fine

Me or you

Jail

Seem like a fair system aye

All the most heavily promoted cex are scamsand frauds

You see ftx plastered as a trusted exchange for all of 2021/22

thrn rugged lol

Doge, ape, nfts

Still trying to trade again

i'm waiting for the CoinBase house of cards tbh.

Yeah ^

i hope not, in the short term because fuck another crypto winter. But long term all these CEXs do need to die. it'll lead to regulation, but it'll also lead to a boom in privacy coins

How any (crypto)currency exchsnge will list every scam except for the ones that act like currency

i swear this is "you owe the irs" scams x1000000

Securities *

But they get away with it, and even helped run it

TheDisruptiveCol: Conbase

They only list scams

One thing i'm watching is the ISO20022 coins, I think whether we like it or not XRP, Stellar and maybe others will be big players in how CBDCs work.

they SHOULD die

XRPL and Stella have already signed up multiple countries to build their CBDCs

Xrp isnt even verifiable

well, Ripple itself using XRPL.

Well here its using eth

Like 200k of the first blocks are MIA

ofrnxmr[m]: well yeah, i fucking hate XRP tbh its the complete opposite of a cryptocurrency imho

They release coin when they want and give themself coins

and nah, orivscy coins are how cbdcs will work

The ripple distraction is a scam

s/coin/coins/

Theres a reason they dont speak on xmr

They know theyrr fucked if xmr takesoff

Because they need crypto to suck

So the cdbc can be better

Cdbc >>> btc

But not xmr

fiat ks privste. Centralized, but private.

I find it weird where xrp go the government is bad, but then go oh cbdcs will be built in it.

i think their end goal is controllable money, you really won't be able to buy that burger this week or buy that sugary drink.

they give 0 fucks about the tech outside of its ability to control.

Government sells btc that it seizes

It keeps the xmr

i'm edging my bets. i keep BTC, XMR, LTC, PART and some other weird shit on deck that might meme

People onky think cbdc will be transparent because scam 1-1000 is

Cbdc will be as good as monero, but centralized

I have no reason to hold onto any fake money

There was thing i read about how governments will end up on imf coin cause of bis

If its design principals are NFT bullshit (including DOA btc) thrn what would i hold em for

They arent money

They are trackers that hold value

If i go to the store and and thry refund me $300, 2 weeks after my purchase

Idgaf where the money csme from

They can put it on cash, credit, debit whateber

Nobidy will ever claim i recieved dirty money

Btc is a joke

Nft are good for laundering

woukd be if they were private ^

Theyre good for the actual act of laundering money by using thr PR that nfts are eorth money

But anyone who did research found out the expensive nfts were all scams and launderinf

Laundering involved taking dirty money on one chain and exchainging it for an(ther chain

ofrnxmr[m]: why aren't you sending people to offtopic?

ie cash for goods if fiat

good question

DanIsnotthemanBr: Like all art.

Xmr

Fixed

Ontopic

RIP mooo

@ofrnxmr Monero Offtopic pls

we had our chance with mooo :'((

nioc: Hey, it wasnt me this time

Copy pasta this convo there

the discussion is like ground hog's day :D

But ya > Monero Offtopic lfg

Circle of life

<DanIsnotthemanBr> "Nft are good for laundering" <- ban all artists, artworks are used for laundering money

Monero Offtopic 💢

is there a good stable coin by the standards of the monero community?

XMR is a relatively good stablecoin

😅😂🤣

hehehe

stability is delusional

compared to bitcoin it is as valuable as when it was worth 240 euro's coin, relative is indeed the word there :-)

* 240 / coin

1 XMR is still 1 XMR :p

<᷾s> Does monero-wallet-cli support regtest nodes

<᷾s> It says the node isn't started when I try to connect it to a regtest node

what are you trying to do with regtest?

<᷾s> testing an app, regtest would be most convenient because of fixed difficulty

why not start a normal daemon with fixed difficulty?

regtest is for automated testing, i'm not sure if it's supposed to be used manually with monero-wallet-cli

<᷾s> Ah ok I didn't know I could run a private chain without regtest

<᷾s> Thanks

this doesn't set fixed-diff but you can do it manually