What’s the number of Monero users worldwide? Monero, being a privacy coin, operates differently from other coins. Specifically, there is no way to trace the number of wallets on the blockchain. However, this doesn't imply that we can't make an educated guess.

In this research, we sampled data from some of the most popular stable coins, including USDT, USDC, BUSD, DAI, and PAX. We extracted their on-chain statistics from Ethplorer and observed a pattern between the number of holders and the average daily transaction count. We argue that this pattern could be generalized to a wide range of coins,

especially those primarily functioning as a currency. We then use this pattern to estimate the number of Monero users worldwide, result in a range between 0.9 million to 1.4 million. Read PDF link for full content.

Monero Holders Estimation (2023-07)

Being a math spaz, I'm guessing, estimated users is based on avg. transaction amount on a couple of public ledgers, or what?

Who administers the monero.social homeserver

they're around. is someone being naughty using that homeserver?

it does not seem to send emails upon registration

<Guest6> "dpaste.org/psYCF" <- i remember when someone estimated that there are like 250k monero users max

hbs[m]: the server probably doesnt have rdns set up or is blocked by spamhaus

solution is simple, stop using gmail or proton

Out of curiosity, what do you use?

Fortunately, the most sensitive accounts I have are of the importance of my GitHub account. So I just use ProtonMail for it. Unfortunately, my ISP blocks port 25 and 587 outbound so I cannot send emails.

me? i host my own with docker-mailserver but disroot mail is good

if you don't want to rent a vps

* Fortunately, the most sensitive accounts I have are of the importance of my GitHub account. So I just use a singular ProtonMail email for each account that I have. Unfortunately, my ISP blocks port 25 and 587 outbound so I cannot send emails.

naphtha[m]: I'd rather have physical control.

set up a vpn on the vps

naphtha[m]: Based

so your mails arent stored on the vps but you can still port forward

without having blocked ports

Like a relay?

yes

I looked into the concept of an SMTP relay but I didn't want to have my emails going through some random company before they reach the destination.

But those are the official ones.

Never though of using a VPS.

<plowsof11> "they're around. is someone being..." <- Someone wants to get in contact with them

that's why i suggested running your own vpn

so you don't even have to deal with relay software

Thank you very much.

TheBasketWeaving: There is a room full of server admins that the admins of monero.chat should join. All the big servers share reports regarding spam and homeserver admins ask questions to eachother there

I dont know what its about, i just saw the message there and figured id go and see who runs this and ask them to join

Idk if postimg the room address would count as advertising, so i wont

Unrelated note, your server localpart is awesome.

recanman[m]: Thanks

Gotta luv it when people go how do i get monero non kyc. Localmonero “ not good enough” go mine it then

Do people actually say that?

lmao yeah

LocalMonero is pretty awesome.

DanrdarkIsnotthe: Also

I used KuCoin to get my first 0.1 xmr when I first started, and I've used LocalMonero for other stuff

When people complain about LM markup

white people be like

Is it the 1% escrow fee?

.. its not a markup

ofrnxmr[m]: The market price

I just realized what you meant.

kek

recanman[m]: no. Just me selling 10/% over "spot"

its not a markup its a service fee

thats like saying

the corner store is ripping you off because they're making profit

And walmart is selling at a loss, to put mompop out of biz

or when people say coffee shops/bars are a scam because, AKSHUALLY, UMM, I COULD MAKE THE COFFEE MYSELF AT HOME FOR A FRACTION OF THE PRICE

<monerobull[m]> "i remember when someone estimate..." <- At 11:24Z today the number of users was at most 76455783 :-)

True

hbs[m]: what?

Fckn paying for a service

naphtha[m]: Scam? It is a business.

obviously

Maybe you're exaggerating, they can still make it for a "fraction of the price", but the markup is convenience.

Zero profit allowed

I have buy ads on LM above spot

i'm not saying i say that i'm saying some people say that

I would think that people would know that 😅

Lol

naphtha[m]: I understand.

🤦‍♂️

ive had this question in the back of my mind

Who sells to me?

1. People who want 100% of their reported value after fees

2. LM buyers who buy 5-10% below spot

3. Arbitragers from cex

how the fuck

does coingecko and other price providers calculate the value of monero

they can't know how much xmr was sold in a day

only the number of txs

That is one thing that I am not sure about.

naphtha[m]: They lie

The price is all manipulated I would assume

* would assume, but I don't know much.

i take whatever they say, and call their bluff

interesting 🧐

Send a group message out. Price today peeps

ofrnxmr[m]: > <@ofrnxmr:monero.social> Who sells to me?... (full message at <libera.ems.host/_matrix/media/v3/do…2520e788d2bb145b10f1034e76d24567ed1>)

i think localmonero would be a much better source for the price but pretty much everyone selling there goes by the "official" "price"

Not me

I buy "official + x%"

naphtha[m]: LocalMonero takes from a bunch of exchanges

localmonero.co/statistics

It is almost at $200

Moon?

[localmonero.co](localmonero.com)

i don't mean the dynamic price localmonero offers

i mean the hypothetical market value

when there is no authority as to what the value is

Not sure

like with the second hand market

Get a dart board and throw a dart

my authority

Unrelated question, do you use a VPS as a proxy to all of your traffic in order not to expose your IP on DNS?

recanman[m]: nope

Thats the price

I have an ad (hidden) at "REAL PRICE"

its the real ip of the server

for now

as i haven't had any problems with ddos attacks or anything like that

I've had my domain for a year now, and I have it on Cloudflare + Lets Encrypt, but I just realized that my IP is exposed. I don't think it is too bad but I wanted to fix it, since the domain name has my family name in it.

if that does happen i will self host a WAF

Cloudflare wants me to pay the (((business plan))) so I can upload my own tls cert

real price is max of btc cap/supply*xmr supply, vs btc + 5%

Oo

it doesnt matter if you upload your own cert

<monerobull[m]> "what?" <- That's the number of outputs if I am not mistaken

cloudflare will mitm anyways

recanman[m]: My family name is very common so it is not a problem, but just in case my family is the only one in the area.

s/supply/btcsupply/, s/xmr supply/xmrsupply/

naphtha[m]: I know, protecting from common people

Yeah proxying

s/common/anyone/, s/people/else./

ofrnxmr[m]: that kinda makes sense actually

but

what supply?

no one knows the supply

And i think cloudflare only allows full tls with there certs?

all we have is estimations

DanrdarkIsnotthe: If you pay the business plan, you can do more.

naphtha[m]: 18.4 vs 19.1 or whstevrr

recanman[m]: no one else can mitm

xmr vs btc

only cloudflare can

naphtha[m]: The total emission is definitely known

Sorry, I meant anyone else having the IP address

Cloudflare lets you proxy to hide ip

ofrnxmr[m]: actually yeah youre right im retarded

recanman[m]: yeah cloudflare will do that

but it isnt really worth it

if you serve anything more than static sites

<dezun> naptha I hate your pfp it disgusts the fuck out of me

This situation:

Say my last name is smith. I live in a specific city in Colorado. I register smith.com, and I host my stuff on it.

Say someone wants to get information about me. They look up my last name, but it is very common. They come across smith.com, and the IP address location is in that city. That gives them more information.

bridgerton[m]: you need to listen to some chief keef

naphtha[m]: I serve many things

naphtha[m]: Who is that?

the search for the money printer moneroinflation.com

Oh, a rapper!

* Oh, a rapper.

s/!/. Disgusting./

they like damn sosa where you fit that cash in

chief keef isnt a rapper

hes the 21st century mozart

I'm going to assume the songs are about money, women, drugs, and crime?

romanian underground rappers -> #monero-offtopic:monero.social

Bitch and hoes?

plowsof11: the inflation workshop at monerokon had tons of slides filled from top to bottom with math

i now have more faith

chief keef isnt romanian brah

recanman[m]: what are the songs you like to listen to about?

naphtha: #monero-offtopic:monero.social

fine fine

damn hater

Is it me or Monero no longer appears as an option in sideshift?

Business wallet rip

lol cant see it here sideshift.ai

fuck is this supposed to mean

assuming maintenance of xmr @ sideshift anhdres

plowsof11: we noticed it two days ago. working on an alternative. not a fan of them lately tbh

we had no prior notice

any recommedentation on a working alternative?

<dezun> UHhhh I think its a reference to the javascript vulnerability in TOR maybe i dunno

I'm usually swapping ln for xmr

louissignet[m]: kycnot.me is a very good as a guide

thnx

bridgerton[m]: ?

trocador.app is another alternative, they aggregate exchanges and insure your trade on most cases

Surprise where not accepting your coin!

i just sent an email to kycnot about sideshift #snitch

YOU MUST REMOVE MONERO FROM YOUR EXCHANGE

<naphtha[m]> "what are the songs you like to..." <- I don't listen to music, sorry.

<anhdres[m]> "trocador.app is another..." <- There is also intercambio.app, orangefren.com

<anhdres[m]> "trocador.app is another..." <- Worked beautiful thanks

recanman[m]: Redirected to UN yesterday

Avoid that trash

What??

What is UN?

United nations

Eurocoin

United Nations...?

> <@anhdres:matrix.org> trocador.app is another alternative, they aggregate exchanges and insure your trade on most cases

* ~There is also intercambio.app, orangefren.com~

* There is also intercambio.app, orangefren.com

How does that work?

It was seized by UN

I don't understand.

Oh

Both of them?

Hmm ngo seized my domain

Orangefren runa both

<recanman[m]> "Oh, a rapper!" <- I only listen to music where nobody talks. Instrumentals. People never have anything of value to say and it just ruins songs

And crickets from both of these copy paste asswipes

Both = majestic and orangefren

Intercambio is an orangefren developed trocador copy paste job

I did not know that

* know that, good to know.

Forked/ clone

Relabel

Orangefren is known for being the portal which bad majestic swaps were happening

DanrdarkIsnotthe: Even TOS was copy pasted

Atomswap.com(?) is another scamware of majestics

So MajesticBank is bad?

I don't know too much about them.

Subsidiary 

elite wallet is also majestic' thievery

MajesticBank rates were terrible when I last researched them

Putting elite makes it sus

Like “best wallet”

Military grade encryption 

Bic

<naphtha[m]> "they can't know how much xmr was..." <- Because? They don't know how to subscribe to a ticker feed on exchanges?

DanrdarkIsnotthe: Saying "the on you can trust" is sus

Ask coinbase

ofrnxmr[m]: qrd on this? who is majestic?

Majesticbank.sc

Monerkon sponsor lol

is anyone else using hszyoqwrcp7cxlxnqmovp6vjvmnwj33g4wviuxqzq47emieaxjaperyd.onion ?

Wut is it^

DanrdarkIsnotthe: Briber*

Scan with clamav

Same thing

Like lobbyist 

<dezun> why is your font so weird

nums[m]: Trash

What is librewolf?

recanman[m]: no bs firefox

Oh

Mull is android equivalent

Why not use parabola's iceweasel?

To annoy endor mullvad browser lol

ofrnxmr[m]: have I been doing it wrong? 😄 rates seemed good and reliable the few times that I have used them

Magic alt!

<hbs[m]> "That's the number of outputs..." <- Did you claim the IRS bounty yet?

* Majestic alt!

bridgerton[m]: because vector fonts suck

DanrdarkIsnotthe: im thinking of switching from librewolf to mullvad browser

since librewolf gets an unique fingerprint on creepjs

So they fixed irs>xmr api????

even between sessions

and mullvad doesnt

You tried arkenfox on ff?

nope

I don't think arkenfox protects you from unique fingerprint

<nums[m]> "have I been doing it wrong..." <- Exch,for example, often has less than 2 xmr

And will make you wait many blocks

ofrnxmr[m]: You are right I do have to wait from time to time for more xmr to become available

Had towait 40 mins yesterday

So they literally took my shitcoin and didnt have xmr

wait for "6>7>6>7>5>8 blocks "

So bank run

On kucoin**

Personally I don't mind the wait, it ticks all my other boxes and it was the first service to work for me out of several that I have tried or researched.

Do you still get a fair exchange rate when you have to wait for 40+ mins?

nums[m]: I got fucked

i ferl like 1% less than was quoted at confirnation time

420 of of ltc waa like 406 of xmr

0.5% isnt 14$

ofrnxmr[m]: Sorry to hear, maybe I have just gotten lucky. For me it was always very close to the quoted ratio.

Fixedfloat has always given what i expect or near

Next time i will short, to crash xmr

Exch seems to change the amount at the ladt refresh

OR literally has reserves and is waiting for "the worst rate" to send my xmr

Maybe

Doesnt like you

Don't trust anyone lel

They also were false reporting rates for a while

Not including the tx fees

They definitely like me more I have done the math and I was fairly rewarded for my swaps

So theyd clsim "best rate" but be 3-4th best, since everyone ekses wuotes were all inclusive

Def wrong lol

I swap multiple times a day

so where do you swap now?

And i avoid exch because of the "shotgun overcharged swaps"

I still use it, but ive done swaps at both at the same time and had exch randomly give terrible payouts

Fixedfloat and exch

through trocador

Fixedfloat requires Javascript though :(

nums[m]: Javascript is evil

TheBasketWeaving: I agree!

Ah damn ir

Ah here

The only JS I'll ever need

what do you mean with swapping through trocodar?

TheBasketWeaving: > <@admin:basket-weaving.kyrgyzstan.kg> ```... (full message at <libera.ems.host/_matrix/media/v3/do…0b8fd6e5b6431d8d8f6a8dbfd068c988b77>)

All those sites that demand js

Theyll finally know what it feels like

If i enabled tgis

* If i enabled this

And if anyone cared about my website

TheBasketWeaving: that's how things should be 😄

s/trocodar/trocador/

html, css, php, sql, and a custom webserver where necessary

TheBasketWeaving: you must be really innocent if you think you'd be the first one that does this

TheBasketWeaving: php is utter trash

naphtha[m]: No I know it has been done before

naphtha[m]: You are utter trash

naphtha[m]: Agreed.

I like php

PHP leaves horrifying memories.

tell me one (1) big php project that isn't buggy trash

* horrifying memories once you use it in production environments.

Its a way to make the internet smart when i dont want to write a webserver

TheBasketWeaving: Booooooo

Php is trash

Write purer php

Don't depend on much

Less dependencies less breakage

nums[m]: Trocador.app

Mediawiki seems to be doing great on php

If only it were that simple

naphtha[m]: BITEJO

jk

TheBasketWeaving: barely

ofrnxmr[m]: > <@ofrnxmr:monero.social> BITEJO

> jk

Kek

muh ccs

100

recanman[m]: no deleting 💢 /s

Lol

* Lol, that's quite funny.

I did it for a comedic effect.

* I did it for a comedic effect

edits show up too

Kind of spammy on irc

What client are you on?

Oh, you're on IRC

Element

I heard irssi is big on IRC

I don't know why

I don't use IRC

I just hear these things

But matrix is killing the ability to join libera groups directly from matrix very soon

ofrnxmr[m]: How can matrix do that, its all on libera.chat

ofrnxmr[m]: I am also on Element, how do you configure that?

...

Oh, theyre doing it

By only allowing connection to matrix servers

recanman[m]: #monero:libera.chat

#p2pool

Ooh

ofrnxmr[m]: Rip next week for matrix users

Its opt in

test

* test test

You can also look on monerologs.net

test

* test.

TheBasketWeaving: No

Its RIP next week

ofrnxmr[m]: matrix.org will only allow you to connect to matrix.org servers?

You can opt in to bridge liberachat

recanman[m]: This is pretty cool.

TheBasketWeaving: In your liberachat channel

naphtha[m]: To matrix federated servers, homeservers etc

So, if the kind strangers of #p2pool:libera.chat decide to, it can remain

ofrnxmr[m]: libera.chat is a homeserver

But if they do nothing, itll unbridge

TheBasketWeaving: Yes. Moving forward, has to be bridged to a matrix channel

naphtha[m]: Its not a matrix server (?)

ofrnxmr[m]: SAD

Its an irc server (?)

has to be

matrix can only communicate with the matrix protocol

No it doesnt

not irc

you need a bridge for anything else

Thats why supoort is getting dropped

support for what????

And bridge is the only path forward soon

you probably mean libera.chat will take their matrix homeserver down

naphtha[m]: For connecting to libera irc directly via matrix protocol

v

i dont "mean" anything. Need to find the news

* [v](libera.chat/news/matrix-deportalling)

not the decision of matrix.org

* libera.chat/news/matrix-deportalling

thanka recan

Portalled channel vs plumbled channel

Libera isnt a matrix homeserver

apparently "we're ok"

our broken bridge wont get broken

Its a bridge between two worlds

plowsof11: we hav some rooms no bridg #p2pool -log and -mini

<TheBasketWeaving> "html, css, php, sql, and a..." <- ```

php -S <addr>:<port> -t <docroot>

```

im in p2pool-log ofrnxmr on matrix (unable to invite hm)

<ofrnxmr[m]> "Trocador.app" <- My bad I didn't realize Trocador.app is an aggregator of exchanges. I will give this one a try in the future thanks for sharing.

It's beautiful

Trocador.app is beautiful

kycnot.me has other services too, also monerica.com

plowsof11: great stuff, didn't find monerica.com before now

It's good to use as a reference point.

<nums[m]> "My bad I didn't realize Trocador..." <- Trocador.i2p if youre using i2p

If you find anything that uses Monero that isn't on there, you can make a pull request and contribute.

github.com/monerica-project/monerica

from matrix matrix.org/blog/2023/07/deportalling-libera-chat

it's been stated that it won't affect the current monero channels

Thnks nioc too

Hey lads

Watcha think

anyone else having an issue with i2p peers in monerod or did my config just suddenly break somehow

How can I buy monero without kyc, there are no local monero sellers near me who accept cash

Purchase a gift card with the cash, use it on LocalMonero

You don't have to use cash for no KYC

I know but my payment methods would never be very private

recanman[m]: That's a good idea actually

You can use Cake Wallet I believe to use the gift card directly

I'm not sure though

recanman[m]: You can must buy gift carsa withthem

But thoughts on simply using a debit card to buy monero?

Your bank will know that you used Cake Wallet, which is known for Monero

They won't know what happened with the Monero

True...

What's your threat model?

I didn't find any local monero buyers with giftcards for my currency

recanman[m]: In reality or what I treat it like?

<ZarterPleaseping> "How can I buy monero without kyc..." <- cash by mail

I did not want to suggest that option but that works.

You have to be careful with it.

how?

It feels risky though

Depends where you are/

s///;./

s///./

Moreover there is no in my country

doesnt have to be in your country

does --tx-proxy use socks v4?

4a iirc

vtnerd:

Probably shows in the commit

okay, just trying to figure out why i2pd suddenly stopped working with monerod

What happend

Probably because i2p in monerod doesnt work properly

I'm rolling back to the rpevious version to see if that fixes it, may be the result of upgrading i2pd --- there's just no peers and some socks related warnings in the i2pd log

nah I've been using it for awhile and working great tbh

much betetr than in the past

I2p has been disabled on my nodes pending tx-proxy and anon-inbound fixes

Lyza: What version of i2pd

Lyza: Nothing has changed on monero implementation

2.48.0 -- I'm using their debian repo that always has most current version

Its always been broken, and the more peopke use it the more broken it is

I think j last uaed 2.47

Idk what to tell you, usually I have over a dozen i2p peers inbound and outbound

i didnt say "it doesnt work", i said "its broken"

both in different ways

not sure what you mean then

Anon inbound by broadcasting fake ports a flooding peerlists with fake peers

Txproxy by dropping i2p outgoing and as a result, failing to broadcast tx (even if you have i2p in + onion in + onion out)

I think a lot of that has been fixed

None of it has

I haven't had a transaction fail to broadcast in months and months

bro it's definitely been fixed a lot, I've been using it long enough to know

bro its definitely not been touched

Ive been monitoring the issue and fixes regarding it long enough to know

And plowsof @plowsof:matrix.org: runs a high volume node who can confirm the same

The anon inbound issue has existed aince implementation, and has not been fixed as of 18.2.2 or any pr in the repo

ofrnxmr[m]: Just because you havent personally reproduced the issues, doesnt mean they were fixed. Im not speaking my opinion, these are facts. So im done here

ofrnxmr[m]: ^

I'm not saying there aren't still issues, but you said none of it was fixed and that is entirely incorrect

No, its not

V18 fixed connections and p2p protocol overall

lmao okay whatever, you obviously didn't even look at the link

I came here hoping for someone to be helpful not start a stupid argument because they don't like the i2p implementation or whatever

it has been working for me, something changed, doesn't seem related to anything you're saying

Did absolutely nothing about the broken implementation of i2ps txproxy and anon inbound

That great that it works sometimes

it works consistently but 👍

But yes, i will ignore the inconsistencies

<ofrnxmr[m]> "Anon inbound by broadcasting..." <- ^

<ofrnxmr[m]> "Txproxy by dropping i2p outgoing..." <- ^

Reproducible, everytime. "i dont like"

its broken

sorry it's broken for you 👍

You can even connect to yourself, multiple times

ofrnxmr[m]: are you using i2p-zero or i2pd?

rolling back to an older version doesn't seem to have helped. my config hasn't really changed otherwise. my btc node has i2p peers but it's in a different VM and doesn't use socks

I guess I'll try to debug a little more before I open an issue, but i2pd itself appears to be working

<selsta> "ofrnxmr: are you using i2p-..." <- I2pd

I think the majority of the network uses the outdated i2p-zero which misses a lot of the recent i2p fixes.

I wonder if that's causing some of the issues. Not talking about being able to connect yourself specifically.

thr tx-proxy isue seems to be from an oversight during impl

When it was only onion support, a failed txproxy = "do not broadcast"

Now with i2p added, _any_ failed tx-proxy (onion OR i2p) = "do not broadcast"

if both are confmfigured, jt should broadcast over either or and not rely on both to be available

<naphtha[m]> "doesnt have to be in your..." <- The shipping would be expensive

ZarterPleaseping: shipping a small envelope really isnt that expensive

no matter how far away

Lyza: do you have both onion and i2p configured?

of so, have you tried with i2p only?

Maybe but takes a lot of time

I've never used it with tor, only i2p

Gift cards sounds good though

if you have paysafecard or an equivalent in your country

you could also use it

more value than a gift card

Gotcha. And you can get neither incoming nor outgoing?

yeah, not even like in a temporary 'connecting' status

I'm about to create a fresh VM

Are you referring to rpc?

no, tx-proxy peers

or, where is the "connecting" status

monerod sync_info will show a 'connecting' sort of status, not sure if that's the exact word it uses

it's usually pretty transient, jsut a second or 2

Can you access rpc?

I don't have RPC available over i2p but yes locally I can

If you config an i2p server to connect to rpc port, you can check if its i2p/firewalls or if its monerod p2p

If you can connect to rpc (after config) your.b31.i2p/get_info, then p2p should also work

true

If you cannot connect, its sounds like a connection issue between i2pd and localhost

well the i2pd log suggests it's receiving the socks requests from monerod

cause it's saying they failed :/

There is such a big difference price wise buying from the cake wallet app or and exchange and local monero

sure, if you use no kyc methods

But even if I use my own credit card?

How is the experience of selling monero for euros via a peer-to-peer negotiated sepa bank transfer? My bank is rather paranoid some I am afraid they will crack down on me as soon as I receive suspicious "euros" but maybe there are ways to mitigate this risk?

s/some/so/

* How is the experience of selling monero for euros via a peer-to-peer negotiated sepa bank transfer? My bank is rather paranoid so I am afraid they will crack down on me as soon as I receive "suspicious" euros but maybe there are ways to mitigate this risk?

nums[m]: Id rather use cash by mail

bioset[m]: because you can choose to disclose it to your bank when/if you see fit I guess?

<nums[m]> "How is the experience of selling..." <- banks are entitled to request that you provide proof of the source of funds, with various consequences if you refuse to do so

<ZarterPleaseping> "There is such a big difference..." <- which is more?

<hbs[m]> "banks are entitled to request..." <- it's a good point, my monero came out of thin air but my bank will unfriend me if I share that story

heres an idea: if its so much cheaper, why not so the world a favor and buy it off cex, and sell it higher on LM

nums[m]: I tell the bank "i sell drugs. Jk. Babysitting"

"jk. Im a stripper"

I told my bank "im selling off my monero"

"it got delisted, so im dumping it"

I have a few bills that can only be pay through my bank so I have to hand over the money at some point but I think cash is better after thinking it over. More flexibilty until cash has been phased out completely.

I just pay my bills in cash

Or XMR (for online services)

RavFX[m]: > <@gfdshygti53:monero.social> I just pay my bills in cash

> Or XMR (for online services)

where I am from you can't unless you want to be homeless

explain

Cant pay bills in cash?

I know a guy who can take my cash and pay my bills for me

While building credit for himself

I'm totally unbanked since 2017, never looked back.

There is some annoyance when I want to buy niche stuff online

crazy I know but they have me by the balls

Need to contact sepa

And tell themto switch to monero

Maybe can find a localmonero contact that can pay you're bills

RavFX[m]: good one maybe this will work!

ofrnxmr[m]: they cited KYC regulation and hang up on me ^

what about it

@mymonero please explain to them that mymonero loves kyc

Next question

i know my customers. Do you?

Clearly not

Because the fucking bank lets their customers get scammed all day

How tf do you get scammed on a centralized service?

like.. 90 year olds spending all of their money of crypto

Sounds legit

Bank are only there to make profit out of you're deposit (and now there overleveraged, in some country it's real bad... waiting for the pop)

What im trying to say.. is banks etc "kyc" and still fail miserably at "knowing their customers" or "anti money laundering"

<nums[m]> "because you can choose to..." <- Banks are not involved except when withdrawing to cash from your account maybe. But for me its too much of a headache. Maybe today the bank doesnt have an issue but in the future you get some problems from some obscure angle

My account stays empty

Technically negative

Overdraft 

They wont close my accounts as long as i carry a balance

yes negative is the way to go, I realized that yesterday

I mean, paying interest

If they want to, thats fine

Their loss

there is only so much they can take if your main asset is debt

Banks simply, can't be trusted

I might still have an account, or they might have closed it.

Last transaction was sending all digits to some local exchange that don't exist anymore because they would not give me a new ATM card (mine expired). They wanted me to make a check to myself to withdraw my money, did not want to lose time to find where I stashed these deprecated pieces of archaic papers.

To get new ATM card they asked me to go to the branch I opened the account... fk that, no time to waste

RavFX[m]: > <@gfdshygti53:monero.social> Banks simply, can't be trusted

> I might still have an account, or they might have closed it.

> Last transaction was sending all digits to some local exchange that don't exist anymore because they would not give me a new ATM card (mine expired). They wanted me to make a check to myself to withdraw my money, did not want to lose time to find where I stashed these deprecated pieces of archaic papers.

my account was frozen of a 1 euro deposit to a crypto wallet, the person on the phone was casually reading my entire TX history to me and asking all kinds of inappropriate questions to save me from myself ofcourse

> <@gfdshygti53:monero.social> Banks simply, can't be trusted

> I might still have an account, or they might have closed it.

> Last transaction was sending all digits to some local exchange that don't exist anymore because they would not give me a new ATM card (mine expired). They wanted me to make a check to myself to withdraw my money, did not want to lose time to find where I stashed these deprecated pieces of archaic papers.

* my account was frozen because of a 1 euro deposit to a crypto wallet, the person on the phone was casually reading my entire TX history to me and asking all kinds of inappropriate questions to save me from myself ofcourse

Terrorist 

nums[m]: That look like what banks would do yeah

Some are more crypto hostile... really depend of the country and laws I guess

RavFX[m]: Yes saving people from themselves is their specialty, and that seems to be true in whatever country you're in

At least there ATM are reliable thanks to localmonero 😂

* localmonero 😂 (in my country, can't do that in CAN/US/EU I think)

Using localmonero to get cash from random bank ATM is faster than going to ATM with an ATM card 😂

My account was frozen becauae of stolen funds

I called and they unfroze and said its sending banks problem

My banks wants their moolah

Criminal 

Sender reported the transfer as fraud. My bank said "shrug"

"did u scam some(ne"

nope, sold em monero

Sold em what? Monero.. crypto

"oh.. you shoukd be using a business acct"

Nah, i dont run a business. Im selling MY monero

"ok. Well this was reported as a purchase for puppies"

yep. They got scammed

"ok np. Thanks. Your account is unlocked now. Anything i can do for you?"

I don't like exchange of definitive TX (crypto) vs cancellable TX (bank, credit, scampal, etc etc). They regularly try to scam to have free crypto.

Once the cash flow out of random ATM, it's in my pocket, good luck reversing that

<RavFX[m]> "I don't like exchange of..." <- Its nicr that my bank wont accept the reversal

Simply says "user authorized the transaction."

Yeah, not all bank are equal.

I guess you don't know until you test ;)

Not so long ago I was thinking that maybe an argument could be made in court that individuals should be able to be their own bank. The specifications for how to handle SEPA transfers for example are public so what is really stopping us from implementing it besides the fact that individuals are not recognized as banks.

They also wont help me if i send money to the irs because im getting arrested

just need some regulation for one-person-banks 😁

I am my own bank, no need to involve the state.

The trick is to get more people to be there own bank so that way you need less and less the banking infrastructure

Why SEPA when you can do XMR TX and use things like trocador/intercambio

if X accept crypto, whatever crypto it is, there is a way to transact

Problem is getting the big one to adopt it (for example amazon)

would be so better than using a bazillion gift card

RavFX[m]: I think it would pay to infiltrate the system like that

Would be nice to have a bridge, but I guess the bridge would get regulated.

and SEPA is not ment to TX crypto, even if the spec are open, you can't send XMR thru that, it have to be converted somehow

RavFX[m]: > <@gfdshygti53:monero.social> Would be nice to have a bridge, but I guess the bridge would get regulated.

> and SEPA is not ment to TX crypto, even if the spec are open, you can't send XMR thru that, it have to be converted somehow

I think for the time being most of us will still operate in the first realm to some extent. Regulation will come ofcourse but it could weaken the power banks currently hold over individuals that can only escape at great expense.

I have looked into registering a bank in my home country and the process was both expensive and covered with roadblocks so this one-person bank idea is really just a daydream. It would be nice though if there could be a separate process for tiny banks that only perform basic operations.

Its only a daydream if you dream about the rules

Being a chartered bank is one thing. Simply being a bank is another. #bringbackthemob

<ofrnxmr[m]> "Being a chartered bank is one..." <- Dreaming of being chartered makes me realize how silly it all sounds. I will only be on the charter for as long as they let me. I have again landed at monero planet.

<nums[m]> "How is the experience of selling..." <- use revolut

lately even if they suspend accounts for trading on localmonero

they will unsuspend after you provide them the trade receipts

<ofrnxmr[m]> "I told my bank "im selling off..." <- tell them you're getting fucked in the ass

and you're paying the guy that does it

<RavFX[m]> "Maybe can find a localmonero..." <- ive had people offer this to me

but it would require me to disclose my plug

<naphtha[m]> "use revolut" <- thanks I will check them out

Revolut only support EEA, Australia, Singapore, Switzerland, Japan, the United Kingdom, and the United States.

Kind of lot of crypto cards too

EEA is like the only thing that is actually supported expect some exceptions that support US (if they still exist)

Can someone recommend a good matrix home server? Many ban monero servers. The ones that don't are often slow or unstable.

matrix.org 😭

Noooooo

I refuse

Lol

after months i bit the monero.social bullet and within 3 days there was a major maintenance downtime :P

after that i just stuck with default :/

I didn't realize monero.social had open registration

Ty

Is it rude to ask what monero contributors have the cleanest/most exemplary code? Just looking for inspiration to study--am I safe to pick any off the top?

i think most monero contributors copy the style of code near / around the thing theyre changing .. code style is serious business

I see--so study templeOS?

Centralized on matrix.orgie

<RavFX[m]> "Revolut only support EEA..." <- > <@gfdshygti53:monero.social> Revolut only support EEA, Australia, Singapore, Switzerland, Japan, the United Kingdom, and the United States.

>

> Kind of lot of crypto cards too

i know thats not what you meant but don't buy crypto through revolut - they take a 3.5% fee when selling and they don't even allow you to withdraw it (!)

probably the worst platform when it comes to crypto

<stsh[m]> "I see--so study templeOS?..." <- next month marks 5 years since we lost him

😿

Polling the audience--who is next coming code Jesus post-terrydavis era?

pablof7z

Vitalik shitting on Monero because too much privacy is extreme if it doesn’t allow for Blacklisting of Bad Actors

Ammm, what happened to censorship resistance man

Starts at minute 22

Or 20-21 if you want to hear his bad takes on ring signatures

26:35 “chainalysis should do the flagging”

This man just went full statecoiner

I guess there is still a reason to have a Twitter account actually something I would want to listen to

is this an usual take for Vitalik? I mostly know him through funny internet pictures and never payed him much attention before

<stsh[m]> "Polling the audience--who is..." <- me

🫡