Has anyone tried Haveno?

What do you think?

<r​yanokoren:matrix.org> really help if one of these rooms actually had people in it

<r​ecanman:kernal.eu> These rooms have many people

<r​ecanman:kernal.eu> I don't know if most are in EU or US, but it is nighttime in EU currently (2:40am in Germany)

I am American, So US, wait, you live in Germany?

<x​mrfamily:matrix.org> Haveno is okay, it's limited in payment methods, offers, liquidity. It has bugs. But it works. Kinda surprised that it's growing so much with such bugginess. Also the needing xmr deposit is an issue for new customers

<j​ohndoe427:matrix.org> Mainly EU fellas in here. We get some USA or Australians or New Zealanders pass through though too.

<j​ohndoe427:matrix.org> Rooms usually stay as full as they are though no matter time of night. Just barely anyone responds at night. My sleep schedule is chaotic as it always has been, but I am back to work today, so you'll be seeing less of me during this latest/earliest hours of the day starting today(/today's night?)

<j​ohndoe427:matrix.org> Rooms usually stay as full as they are though no matter time of night. Just barely anyone responds at night. My sleep schedule is chaotic as it always has been, but I am back to work today, so you'll be seeing less of me during this latest/earliest hours of the day

Well I know we get mostly Europeans here, I mean, I shouldn't be surprise some are up

But how are yall

<j​ohndoe427:matrix.org> Rooms usually stay as full as they are though no matter time of night. Just barely anyone responds at night. My sleep schedule is chaotic as it always has been, but I am back to work today, so you'll be seeing less of me during this latest hours of the night/earliest hours of the day

<p​rivacyx:monero.social> what time is where you are?

9:34 pm, and yall?

<p​rivacyx:monero.social> 11.34am

<p​rivacyx:monero.social> Tuesday here

Man, ya'll already ahead into the new day

<r​ecanman:kernal.eu> I live in US Anonomys25

<j​ohndoe427:matrix.org> Apologies this is the Monero room. I thought I was in HavenoMain:

recannman East Coast of the US, Mideast or West, or West coast?

<r​ecanman:kernal.eu> I prefer to keep that private, thanks for understanding

<j​ohndoe427:matrix.org> Apologies; I float in and out of this room too though

<j​ohndoe427:matrix.org> Mainly out... lol

<j​ohndoe427:matrix.org> Trust no 1

<j​ohndoe427:matrix.org> Rule 1

Ah, fair enough recanman, I respect that

Never can trust anyone, but yourselves

current time = now

Heck, there could be a CIA, or maybe an FBI watching us O_O

I heard they crawl around the deep web

<k​imapr0:matrix.org> (except me)

<p​rivacyx:monero.social> havenomain?

*nowhere is safe*

kimpar.. what

And also what do yall mean by havenomain

I keep seeing havenomain

<p​rivacyx:monero.social> you the haveno reto

<p​rivacyx:monero.social> you mean haveno reto?

No.?

<p​rivacyx:monero.social> havenomain is some scammer or honey pot that bought about dozen haveno domains

<p​rivacyx:monero.social> zero trust for them

Jesus O_o

<j​ohndoe427:matrix.org> Especially not her/him/it/their/whatever-the-fuck 🤷‍♂️😅

<p​rivacyx:monero.social> 🤣

<p​rivacyx:monero.social> Your missing some pronouns

<k​imapr0:matrix.org> ?

I don't know if he cares hes missing pronouns though XD

<j​ohndoe427:matrix.org> Don't trust you I said. Idk why u identify versus what you actually are so I just gave the general ""whoever the fuck you are" don't agree with them" phrase. Sorry, things are confusing today tryna stay PC and all 😒🙄😅

<j​ason_usdt:matrix.org> hello,i will enlighten you on how to make money from crypto trading,if your interested message me lets proceed or you can message me on telegram using my link below 👇 👇 👇 t.me/FxJasHam

<j​ohndoe427:matrix.org> Reported spams

<j​ohndoe427:matrix.org> Thank you come again

<p​reland:matrix.org> You have Tether in your username; you are the antithesis to smart financial decisions.

<p​reland:matrix.org> IDC if you are a bot; you are still a dumbass.

<j​ohndoe427:matrix.org> I actually think I know these guys' scam now too. I had one fuck up and let me scam him last week lmfao

<j​ohndoe427:matrix.org> Gave Nigerian vibes 😆

<p​rivacyx:monero.social> Monero transacations have been low in last few days sub 25K

<p​rivacyx:monero.social> They were high 30k low 40K before

<s​nowman:tetaneutral.net> Could be from US holiday weekend. It would be interesting to see some stat analysis on top 10 non-world/national only holidays and see if there is a correlation with tx volume by country.

<p​cre:monero.social> moneroinflation.com

<j​ohndoe427:matrix.org> Bank holiday in UK yesterday too

<j​ohndoe427:matrix.org> I do... how ever could I forget Xim/Xir 😅

<j​ohndoe427:matrix.org> No. Not necessarily, but if you are that gives more reason not to trust you to some I guess 🤷‍♂️

<w​aterlocket:matrix.org> I have an issue with monero. I have a few tranactions that are pending that haven't sent. I was trying to send them to another monero wallet I have and I send three different ones (Newbie to cryto currainces). I realized that Wallet restore height isn't the same as the one on localmonero. Which means it isn't fully synerized to the blockchain. All I wanna do is take the pending tr<clipped message>

<w​aterlocket:matrix.org> ansactions and cancel them putting the funds back into the account I sent from. I've used these commands in order and they have NOT helped status, refresh, rescan_bc, rescan_spent

<w​aterlocket:matrix.org> is it even possible to do this? I thought it'd be best just to cancel them get the monero back in my account then send all of it as one amount after I fixed the syzation issue.

waterlocket: Which Monero wallet software are you using?

And which version?

<w​aterlocket:matrix.org> using the GUI version 0.18.3.3-release (Qt 5.15.13)

<w​aterlocket:matrix.org> the issue happened becasue my wallets block height wasn't up to date, when I do change that and up date it from local monero all my money and tranaction histroy gets wiped.

<w​aterlocket:matrix.org> Now I don't care about canceling the old tranactions, if I can just update the block height while keeping all my money/tranactions while updating the block height id be set however I di that.

<p​rancing389:matrix.org> Are you under the impression that a local Monero wallet height should match your MoneroGui wallet height? If so, why?

<w​aterlocket:matrix.org> Well it's my first time ever using this and my tranactions aren't going through. they are in the mem pool but when I check them nothing is being sent so I thought mabye the block height had something to do with it. How do I know if my wallet block height is accurate? if it's behinde thats why the monero tranactions aren't going through even though the address was correct and every<clipped message>

<w​aterlocket:matrix.org> thing is in order. I have reset and done so many things that I have no idea why they wont send.

<p​rancing389:matrix.org> Break it down, what are you trying to do specifically, best to break it down in short steps, bullet points and be specific which wallet you're talking about in each bullet point.

waterlocket: The height should be in advance of the first transaction to your wallet

Can you see your transactions on a common block explorer (e.g. XMRchain)?

Your transactions likely were not properly broadcast due to your wallet not being in sync

<w​aterlocket:matrix.org> I have my main wallet that I tried to send XMR to. This ALT wallet I made the tranaction to it and it's just been pending. the ciricle to the left of it is organge. and when I check the tranaction in the xmr chain site and do the prove thing it says 0.000000 xmr has been recived

<p​rancing389:matrix.org> you know, I've had transactions take 12 hours

<p​rancing389:matrix.org> it's rare, but it happens

<w​aterlocket:matrix.org> 12 hours jeez

<p​rancing389:matrix.org> so don't panic

<w​aterlocket:matrix.org> but why? it shouldn't take that long.

<p​rancing389:matrix.org> in and out of exchanges like Kraken were the longest transactions. I blame the exchanges for that. I've yet to move money between personal wallets

waterlocket: So the transaction is on the block explorer?

<x​mrfamily:matrix.org> Exchanges like kraken require normally 15 confirmations compared to normal 10 confirmations

So basically you made the tx from your ALT wallet to your main wallet?

<w​aterlocket:matrix.org> it's way past 10 comfations it's at 650 comrfations it's been 9 hours since I sent it

Those confirmations are shown on the block explorer or in your wallet?

<x​mrfamily:matrix.org> Do you have TX information you could send to kraken and be like wtf?

<w​aterlocket:matrix.org> im not using kracken

<w​aterlocket:matrix.org> im using the monero gui wallet

<x​mrfamily:matrix.org> Ah

<w​aterlocket:matrix.org> the only exchange I used was steath

<w​aterlocket:matrix.org> I converted bitcoin to monero

<w​aterlocket:matrix.org> my biggest mistake

Does anyone know if IRC <-> matrix is bridged in a timely manner currently?

<w​aterlocket:matrix.org> I've lost 60$ and now another 30

<w​aterlocket:matrix.org> and the 40$ in my account is useless bc I can't send it out anywhere otherwise it'd be in mempool purtory

<p​rancing389:matrix.org> It may not be your fault, bitcoin transactions are astronomical, they are equal opportunity thieves.

dEBRUYNE: messages between irc and the matrix dot org server are still problematical

<m​oneromaster:matrix.org> Having issues posting an image in Monero.Town - can anyone else post images?

nioCat: Thanks, perhaps someone can send waterlocket this guide: monero.stackexchange.com/questions/…nsaction-to-in-the-gui-zero-balance

<w​aterlocket:matrix.org> idk about that. now im out 130$ bc 3 tranaztions are in purgtory and the 40$ worth is sitting in my account being useless

<m​onerobull:matrix.org> there is a size limit

<w​aterlocket:matrix.org> I hate monero. I love how private it is but if this how things work I don't want in.

<w​aterlocket:matrix.org> just wasted 130$ bc I wannted a private crypto

<m​oneromaster:matrix.org> below 88kb?

dEBRUYNE: sure but first a matrix dot org account needs to see your post lol

this is causing all sorts of issues :(

<p​rancing389:matrix.org> so sad. I'm new and I have yet to lose money like that. Don't give up. Privacy is worth it, just make small transactions until you know what you're doing, that's what I did.

<m​onerobull:matrix.org> hm not sure

<m​onerobull:matrix.org> gifs and videos are rejected too

<m​onerobull:matrix.org> you could do the workaround of embedding the image but its hosted somewhere else

<w​aterlocket:matrix.org> How did you not lose your money? you can't fucking send the cryto out anywhere without it being in mempool hell

<m​oneromaster:matrix.org> Good idea, will try that

<p​rancing389:matrix.org> I use screenshot and upload to cloud location in my screenshot sw

<w​aterlocket:matrix.org> it's probally my block height but when I updated I lost everything so back at sqaure one. I know shit and there 0 content about anything I am trying to do

<p​rancing389:matrix.org> then post URL

<w​aterlocket:matrix.org> no idea why'd you screenshot it or what that even means

<w​aterlocket:matrix.org> send monero from one address to another should be that simple

nioCat: Right :/

<r​ucknium:monero.social> waterlocket: Your wallet probably isn't synced. Are you using a remote or local node? In other words, is the GUI wallet in simple mode?

<p​rancing389:matrix.org> I use screenshot and upload to cloud location in my screenshot sw

<r​ucknium:monero.social> It can take a lot of time to sync a Monero wallet since all the data has to be decrypted on your own device.

<m​onerobull:matrix.org> what did you do and whats the issue?

<r​ucknium:monero.social> There are two conversations happening. One about posting an image to monero.town and another about a wallet that seems to be unsynced.

<p​rancing389:matrix.org> pls disregard, it was answering MM's question

<w​aterlocket:matrix.org> My issue is I converted bitcoin to useless monero. can't send it out anywhere, it's stuck in mem pool hell and lost money bc it wont fucking send

<m​onerobull:monero.social> nothing is lost mate, relax

<w​aterlocket:matrix.org> gotcha

<m​onerobull:matrix.org> nothing is lost mate, relax

<w​aterlocket:matrix.org> yeah it is LMAO

<w​aterlocket:matrix.org> I aint got time to wait a whole ass week for it to go back into my account

<p​rancing389:matrix.org> It is a different mindset, there is nobody at the bank to yell at.

<d​ave.jp:matrix.org> Mempool is empty doesn’t have any tx older than 2min

<m​onerobull:matrix.org> ok this will sound sketchy af but if you want to, dm me your seedphrase, ill sync the wallet, youll make a new one and ill send the coins to it

<m​onerobull:matrix.org> i can sync from zero in about 40 minutes

<m​onerobull:matrix.org> or you know, just sync it yourself in a different wallet

<m​onerobull:matrix.org> or you know, just sync it yourself in a different wallet application

mempool hell is looking comfortable right now with just 88 tx's waiting

<p​rancing389:matrix.org> yeah, that is sketchy as hell, never surrender seed phrase, NEVER

<m​onerobull:matrix.org> agreed

<m​onerobull:matrix.org> but im so done with arguing today haha

<m​onerobull:matrix.org> but im so done with arguing for today haha

<w​aterlocket:matrix.org> I think i did that by updating my block height bc it was outdated then all my money and tranactions were gone so I just revtered to the old blockheight account

<w​aterlocket:matrix.org> there is no agruing, just a poor soul whos lost his money

you deleted the wallet cache so everything was 'gone' and then it will appear again once synced. before waiting you reverted back to something else where the problem exists?

<w​aterlocket:matrix.org> I don't even give a shit that I lost anything I just wanna take my 40$ and do something with it convert it to bit coin or soemthing but I aint doing shit bc ill fuck it up again

<w​aterlocket:matrix.org> and there 0 context on the internet so a complete noob like me is stumbling in the dark

matrix dot org sorry lol

<m​onerobull:matrix.org> you didnt lose anything :)

<m​onerobull:matrix.org> its all still there

<m​onerobull:matrix.org> your wallet just doesnt know it

<w​aterlocket:matrix.org> yes I DID

<w​aterlocket:matrix.org> Well yes and no

<m​onerobull:matrix.org> when did you make the wallet and in what program?

<w​aterlocket:matrix.org> I lost the money for now but in a week or so ill have it back probally

<w​aterlocket:matrix.org> the offcial monero wallet and yesterday

<w​aterlocket:matrix.org> wait no a week ago

<p​rancing389:matrix.org> First, you must realize, nobody here took your money, so venting your anger does not get you closer to you sorting out your issue. Patience, curiosity, and accurate depictions of what transpired will help you get yourself sorted.

<w​aterlocket:matrix.org> Im not even mad lol.

<m​onerobull:matrix.org> in the gui, restore the wallet form seed

<m​onerobull:matrix.org> set the restore height to 2 weeks ago

<m​onerobull:matrix.org> and then let it sync

<w​aterlocket:matrix.org> Restoring my wallet from seed doesn't sync it with the most uptodat block height

<p​lowsof:matrix.org> libera.monerologs.net/monero/20240528 waterlocket - not only does your monero client have sync issues but so do the messages here 😅

<w​aterlocket:matrix.org> for the last time im a NOOB so ofc!

<w​aterlocket:matrix.org> why you link some random chat lol

<p​rancing389:matrix.org> he was showing you that your chat is replicated on a non-secure IRC chat forum, probably because somebody started talking about sharing seed phrases, lol.

<w​aterlocket:matrix.org> oh gotcha

<m​onerobull:matrix.org> lol

<m​onerobull:matrix.org> matrix.monero.social/_matrix/media/…matrix.org/bIVNtarHUgkFCChUbxlKdjQj

<m​onerobull:matrix.org> put date form 2 weeks ago in there?

<w​aterlocket:matrix.org> just did that

<m​onerobull:matrix.org> and whats happening?

<w​aterlocket:matrix.org> the same as before

<w​aterlocket:matrix.org> the block height is the same it needs to be updated but if I update it I lose everything

<w​aterlocket:matrix.org> lose lose situation

<m​onerobull:matrix.org> go to settings -> node

<m​onerobull:matrix.org> add remote node

<w​aterlocket:matrix.org> Did it

<w​aterlocket:matrix.org> Allready tried the remote node did nothing

<m​onerobull:matrix.org> node.community.rino.io in address field 18081 in port field

<w​aterlocket:matrix.org> yup

<w​aterlocket:matrix.org> used that exat node

<w​aterlocket:matrix.org> same issue

<w​aterlocket:matrix.org> idc

<w​aterlocket:matrix.org> about the tranactions anymore

<m​onerobull:matrix.org> can you send a screenshot of the bottom left?

<w​aterlocket:matrix.org> sure

<w​aterlocket:matrix.org> matrix.monero.social/_matrix/media/…matrix.org/VDQbqHISLxblgdLASXjaIPwb

<w​aterlocket:matrix.org> block height is outdated :/

<p​lowsof:matrix.org> have you tried to scan the transaction id sir

<m​onerobull:matrix.org> matrix.monero.social/_matrix/media/…matrix.org/BWNsGmhdewZWHOgLqLkTAlkY

<m​onerobull:matrix.org> looks good to me

<p​lowsof:matrix.org> web.getmonero.org/resources/user-guides/scan-txid.html

<w​aterlocket:matrix.org> matrix.monero.social/_matrix/media/…matrix.org/ZASfPqalgEyszwucxVPBwSXG

<w​aterlocket:matrix.org> mines differnt from that one

<w​aterlocket:matrix.org> that height

<m​onerobull:matrix.org> thats too low

<w​aterlocket:matrix.org> thats low? what garbage have I been fed

<w​aterlocket:matrix.org> Im confusion

<m​onerobull:matrix.org> xmrchain.net

<w​aterlocket:matrix.org> ik that site used it

<p​lowsof:matrix.org> what blockexplorer is that

<w​aterlocket:matrix.org> localmonero.co/blocks

<m​onerobull:matrix.org> looks good to me

<m​onerobull:matrix.org> so what do your transactions look like in the restored wallet?

<w​aterlocket:matrix.org> same as before

<p​lowsof:matrix.org> #monero-support before bitcoinist . org gets ideas

<w​aterlocket:matrix.org> organge circle and when I check in xmr chain and do the prove thing it says 0.00000 has been reviced

<m​onerobull:matrix.org> plow can xmrchain decrypt amounts?

<p​lowsof:matrix.org> yes, it has an uhhh

<p​lowsof:matrix.org> but the scantxid should do the same thing

<w​aterlocket:matrix.org> it can but you gotta have the tranaction ID and the person you sent it to

<w​aterlocket:matrix.org> so only the person who sent it could see

<p​lowsof:matrix.org> you are the recipient . the sender is not you?

<m​onerobull:matrix.org> orange means sent

<w​aterlocket:matrix.org> no I am the sender

<m​onerobull:matrix.org> what viewkey are you putting into the proving thing?

<w​aterlocket:matrix.org> proving thing love it! the tranaction ID

<m​onerobull:matrix.org> i dont see the issue being on your side mate, i believe your recipient is the issue

<m​onerobull:matrix.org> grafik.png

<m​onerobull:matrix.org> you need to put the private view key

<p​lowsof:matrix.org> xmrchain has decode outputs section. subaddress and private view key of the receiving wallet

<w​aterlocket:matrix.org> Ok I didn't use the decode one I used the prove one

<p​lowsof:matrix.org> or you could just scantxid and solve everything swiftly

<w​aterlocket:matrix.org> whats scantxid

<w​aterlocket:matrix.org> im doing a mini test exchaning 7$ of monero to bitcoin to test if it will work or not

<x​mrfamily:matrix.org> Secret key and address I thinkm

<m​onerobull:matrix.org> yeah i just saw for the prove thing

<m​onerobull:matrix.org> uhm

<w​aterlocket:matrix.org> what?

<m​onerobull:matrix.org> are you sure btc transaction fees arent too high for that

<w​aterlocket:matrix.org> it was the lowest it'd allow

<w​aterlocket:matrix.org> I sepnt 30$ and got 27$ when buying bitcoin

<w​aterlocket:matrix.org> now thats a scam

<p​lowsof:matrix.org> 3 support workers * 2 hours for 7$ sir pls web.getmonero.org/resources/user-guides/scan-txid.html

<p​lowsof:matrix.org> #monero-support:monero.social

<w​aterlocket:matrix.org> I did that scan tranaction thing

<w​aterlocket:matrix.org> put what it asked for nothing

<w​aterlocket:matrix.org> you're not wrong 7$ for some hard work lol

<w​aterlocket:matrix.org> total noob still

<m​onerobull:matrix.org> so youve sent monero but your counterparty claims they havent received it?

<w​aterlocket:matrix.org> nope,

<w​aterlocket:matrix.org> testing the exchange to see if it was just the address

<m​onerobull:matrix.org> i dont understand what the actual issue is 😭

<w​aterlocket:matrix.org> money in easy money out hard

<w​aterlocket:matrix.org> it just don't send

<m​onerobull:matrix.org> but orange in the gui means its sent 😭

<w​aterlocket:matrix.org> wait it does/

<w​aterlocket:matrix.org> wait how do you know?

<w​aterlocket:matrix.org> I can't find that anywhere

<k​imapr0:matrix.org> wdym mempool hell..

<k​imapr0:matrix.org> isn't localmonero shutting down?

<w​aterlocket:matrix.org> that might be false infromation

<w​aterlocket:matrix.org> Apperntly orange means it sent??

<k​imapr0:matrix.org> organge...

<k​imapr0:matrix.org> well monero is orgnarege so that makes sense probably

<m​onerobull:matrix.org> matrix.monero.social/_matrix/media/…matrix.org/xGClilcypaaAyxrsubaiCqfX

<w​aterlocket:matrix.org> WHAT

<w​aterlocket:matrix.org> BRO 😭😭😭

<n​ihilist:m.datura.network> OH MY GOD ITS GREEN

<m​onerobull:matrix.org> >wallet works totally fine

<w​aterlocket:matrix.org> Im dying inside

<m​onerobull:matrix.org> >4 people in chat trying to support

<m​onerobull:matrix.org> lmao

<w​aterlocket:matrix.org> lol

<k​imapr0:matrix.org> matrix.monero.social/_matrix/media/…matrix.org/aCrGtPyZaOOkDToqNbGthANz

<k​imapr0:matrix.org> feather wallet doesn't have this issue

<k​imapr0:matrix.org> look it's a green checkmark!

<w​aterlocket:matrix.org> Get your feather promotions out of here

<w​aterlocket:matrix.org> I thought green meant sent and orange meant no sent

<m​onerobull:matrix.org> matrix.monero.social/_matrix/media/…matrix.org/EiXZKvDQKEwefJNQpKFyPOTQ

<m​onerobull:matrix.org> this is what non-confirmed tx looks like

<w​aterlocket:matrix.org> I know after 2 seconds it goes away

<k​imapr0:matrix.org> 2 seconds sounds fast

<w​aterlocket:matrix.org> well it's a saying

<m​onerobull:matrix.org> sounds lucky

<w​aterlocket:matrix.org> realisiticily like 20 seconds

<m​onerobull:matrix.org> it goes away once you get in a block

<w​aterlocket:matrix.org> there's nothing lucky about me

<w​aterlocket:matrix.org> :,(

<m​onerobull:matrix.org> you didnt lose any money!

<m​onerobull:matrix.org> thats lucky :D

<w​aterlocket:matrix.org> yeah thats the good side to this

<k​imapr0:matrix.org> do you have to be lucky to not lose money..

<w​aterlocket:matrix.org> Im not lucky for losing all these brain cells

<k​imapr0:matrix.org> Isn't a view key enough for this?

<m​onerobull:matrix.org> If his wallet were somehow messed up, no

<m​onerobull:matrix.org> But now we know everything was perfectly fine

<c​onk:monero.social> monero's merchants on their sites should be updated

<o​rban.1:matrix.org> is there a payment gateway that allows you to process credit card from customers and receive crypto?

<w​aterlocket:matrix.org> yeah

<o​rban.1:matrix.org> what is it called?

<w​aterlocket:matrix.org> bitcoin. I just buy bitcoin with debit/credit then exchange it for monero using stealth. use an external wallet though

ew

<w​aterlocket:matrix.org> you buy bitcoin with credit, make a external wallet for bitcoin I just use trust wallet. then use stealth exchange to convert bitcoin into whatever crytpo you want

<o​rban.1:matrix.org> i mean if the customers are not crypto savvy and they want to pay with credit card. but the merchant wants to receive cryto

<o​rban.1:matrix.org> is that option possible?

<w​aterlocket:matrix.org> I just said yeah

<w​aterlocket:matrix.org> you buy bitcoin with credit

<w​aterlocket:matrix.org> then use bitcoin as it is

<w​aterlocket:matrix.org> or exchange bitcoin for whatever you want

<w​aterlocket:matrix.org> I exhcnaged it for monero which is priavte

<o​rban.1:matrix.org> maybe i was not clear. I am not buying bitcoin or any crypto. Neither is the customer. Is there a merchant payment gateway (for an online website store) which allows the customer to pay with credit card. Then the payment gateway processes the credit card and deposits crypto into the merchant's crypto wallet. Is that more clear?

<o​rban.1:matrix.org> This way the customer doesn't need to know anything about crypto and the merchant can still receive crypto

<w​aterlocket:matrix.org> oh im not sure

<w​aterlocket:matrix.org> i know there is a crypto card

<w​aterlocket:matrix.org> called tanagible I thing

<w​aterlocket:matrix.org> I think

<o​rban.1:matrix.org> No i am not looking for a crypto card either. Im looking for a solution that allows the customer to pay with a normal credit card (so they don't need to know anything about crypto) and the merchant receives crypto (without needing a bank account)

<w​aterlocket:matrix.org> Stripe offers a solution where customers can top up their crypto wallets using a credit card or instant bank transfer. This allows merchants to receive payouts in their preferred cryptocurrency, such as USDC, without needing a bank account. Stripe handles the KYC (Know Your Customer)

<o​rban.1:matrix.org> That requires that the customer set up a stripe account and set up a wallet.

<o​rban.1:matrix.org> Many customers will walk away because that is too complicated

<c​t:xmr.mx> no, this does not exist

<c​t:xmr.mx> if you want to receive crypto, you need your customers to send crypto

<w​aterlocket:matrix.org> cloest thing to what you want. why you need it anyways?

<c​t:xmr.mx> selling questionable goods to normies without the liability would be my best guess

<w​aterlocket:matrix.org> lol that diss lmao

<o​rban.1:matrix.org> Anyone else know of a solution?

<w​aterlocket:matrix.org> BitPay: BitPay allows customers to pay using credit cards, and merchants can receive payments in cryptocurrencies. BitPay handles the conversion and settlement process, ensuring that merchants receive the crypto directly into their wallets. This solution is particularly useful for businesses that want to avoid holding fiat currencies

<c​onk:monero.social> i guess go to any site that allows users to buy crypto with a credit card, but they paste the merchant's wallet for deposit

<s​iren:kernal.eu> Most CEX accounts can be topped by bank transfer, you can supply them with a reference code.

<o​rban.1:matrix.org> Thank you. I think bitpay requires that customers set up accounts. Which will also cause the merchant to lose customers who don't want to deal with the hassle of setting up yet again another account

<x​mrfamily:matrix.org> There are some payment solutions for websites where they can accept xmr for orders.

<c​onk:monero.social> i guess go to any site that allows users to buy crypto with a credit card, but they paste the merchant's wallet for deposit

<c​onk:monero.social> moonpay perhaps?

<s​rvd:matrix.org> You might be able to do this with cryptomus and the mercuryo integration

<s​iren:kernal.eu> Most CEX accounts can be topped up by bank transfer, you can supply them with a reference code.

<s​iren:kernal.eu> Most CEX accounts can be topped up by bank transfer, you can supply your customers with a reference code for the transfer.

<c​t:xmr.mx> Student are you okey with kyc'ing yourself to use such a service?

<c​onk:monero.social> i mean, they are already using credit card to pay

<c​onk:monero.social> kyc is the least of teir worries

<c​onk:monero.social> kyc is the least of their worries

I would not mind letting the exchange and law enforcement know I bought crypto. I would, however, mind my ID being leaked for every scammer to use.

<c​t:xmr.mx> Student wants to accept credit card and get paid in xmr

<c​onk:monero.social> does moonpay work?

<c​onk:monero.social> customer goes to moonpay, pays for the amount they want, they paste merchant's public address for deopsit

<c​onk:monero.social> thats the simplest way i can think of

<x​mrfamily:matrix.org> Chargeback issues?

<x​mrfamily:matrix.org> Tos issues?

<c​onk:monero.social> tho moonpay accepts ever crypto known to man except monero

<c​onk:monero.social> tho moonpay accepts every crypto known to man except monero

<c​onk:monero.social> and ie needs an acc, ucan sign up with google or apple tho

<c​onk:monero.social> and it needs an acc, u can sign up with google or apple tho

<c​t:xmr.mx> tax evasion issues. If you want to accept credit card you are likely considered a business, and if you are looking to specifically receive xmr well...

<c​t:xmr.mx> boy wants his cake and eat it too

<c​onk:monero.social> what country r u from? Student

<s​iren:kernal.eu> Maybe he's one of those people selling fake airpods

<w​aterlocket:matrix.org> LOL

<w​aterlocket:matrix.org> would be surpised

<c​t:xmr.mx> undercover agent taking notes which companies to take out next 👀

<o​rban.1:matrix.org> of course. Contrary to your speculation there is nothing illegal about this enterprise. The goal is to avoid unecessary steps.

<c​t:xmr.mx> why not setup stripe or whatever, get paid in fiat and swap afterward?

<c​t:xmr.mx> that should be the simplest setup for accounting

<o​rban.1:matrix.org> that is an extra step, right?

<c​t:xmr.mx> Crypto accounting is a nightmare I'd avoid at all cost

<o​rban.1:matrix.org> customer pays with credit card, merchant receives crypto. Seemlessly

<o​rban.1:matrix.org> sigh

<c​t:xmr.mx> My accountant already hates me for the few payments she has to process

<o​rban.1:matrix.org> if it doesn't exist i imagine a lot of merchants would be interested in a product offering like this

<o​rban.1:matrix.org> maybe you should get a different accountant. there are accountants that accept monero as payment. they would probably be better qualified to do "crypto accounting"

<c​t:xmr.mx> just giving my thoughts man

<c​t:xmr.mx> have you looked into any of the options people gave you?

<x​mrfamily:matrix.org> I understand what you mean. Accounting for cryptocurrency is a bitch

<w​aterlocket:matrix.org> unless monero unless I am mistaken

<c​onk:monero.social> i guess you need a MITM for that

<x​mrfamily:matrix.org> Monero is more targeted than other cryptocurrency that's why you don't really see monero at btc atms they fear auditing

<c​onk:monero.social> fond a reputable guy from haveno or smthing and make him work for you

<c​onk:monero.social> find a reputable guy from haveno or smthing and make him work for you

<c​onk:monero.social> preparefor premiums

<c​onk:monero.social> prepare for premiums

<w​aterlocket:matrix.org> yeah true. Monero is like cash you know where it goes but you can't see how much of it someone had only how much they sent if you find that.

<o​rban.1:matrix.org> its not necessary to receive XMR. i just want a payment gateway that seemlessly processing credit card payment from normies and deposits crypto to merchants wallet.

<x​mrfamily:matrix.org> Not possible with credit cards. Maybe debit cards

<w​aterlocket:matrix.org> I mean it's not too hard to just put money into bitcoin then buy that way

<o​rban.1:matrix.org> do you have a reading comprehension problem?

<w​aterlocket:matrix.org> no why?

<w​aterlocket:matrix.org> that message made perfect sense

<w​aterlocket:matrix.org> if I can read it you can too buckroo

<c​onk:monero.social> dramatime

<x​mrfamily:matrix.org> You aren't really addressing his concerns

<c​onk:monero.social> drama time

<o​rban.1:matrix.org> exactly

<w​aterlocket:matrix.org> I am lol

<o​rban.1:matrix.org> Me: how do you open a can without a can opener. Him: Just get a can opener. Its easy

<w​aterlocket:matrix.org> sure that message is difficult to read but I re-read my message it's fine

<w​aterlocket:matrix.org> do you want me to write like shakespear?

<o​rban.1:matrix.org> obviously you would because you are experiencing duning krueger syndrome

<w​aterlocket:matrix.org> Tis not a task of great difficulty to invest thy coin in Bitcoin, and thereafter procure goods in such a manner

<o​rban.1:matrix.org> Thanks Conk. Does moonpay require that the customer set up a moonpay account first?

<w​aterlocket:matrix.org> im a native english speaker this has nothing to do with the duning krueger. I am running on fumes from staying all up last night while talking to other people at the same time. Im doing fine

<o​rban.1:matrix.org> thats exactly something with duning krueger syndrome would say

<w​aterlocket:matrix.org> Not really, never said I know it all. Whats your issue I was just trying to help you out

<w​aterlocket:matrix.org> I didn't know this is how we treated people who helped out around here

<w​aterlocket:matrix.org> soild advice ^^

<o​rban.1:matrix.org> some sincere advice to you. i hope you reflect on this. if you don't know the answer to a question. don't respond with a bunch of unrelated jibberish and speculation that doesnt answer the question. in other words, if you are stupid, don't open your mouth and confirm everyone's suspicions

<c​onk:monero.social> yes

<c​onk:monero.social> tho i dont think it needs kyc

<c​onk:monero.social> nvm it does

<c​t:xmr.mx> there is either convenience for the customer or convenience for the seller. Convenience for both only exists of both parties trade with xmr

<c​onk:monero.social> or credit card

<p​reland:matrix.org> I agree until the part about being stupid.

<p​reland:matrix.org> Be brave enough to be the dumbest person in the room. Ask the obvious questions. That is the only way you will learn, *and is the best way to find issues and solutions that may be natural to some, but unnatural to those in the know*.

<o​rban.1:matrix.org> kyc is fine. i will check it out. thanks

<p​reland:matrix.org> That assumes that XMR is convenient; it may not be the case for some unfortunately; let’s fix that

<w​aterlocket:matrix.org> Someones having a day. This agruement is fruitless as I just gave some things that could help. Wether it did or not doesn't matter, what you need to learn is a lesson in kindness. Haven't said anything bad about you so I will reflect your projections back onto you. Look I truly do hope you find whatever thing that allows people to just use credit then give you crypto, sounds kinda<clipped message>

<w​aterlocket:matrix.org> cool honestly but doubt something as easy as that exists.

<o​rban.1:matrix.org> As expected you did not reflect on my advice. Typical entitled american

<w​aterlocket:matrix.org> No duh, if you was nicer I would lol

<p​reland:matrix.org> Hold on, are you trying to setup some sort of credit/lending system?

<w​aterlocket:matrix.org> He wants a thing where someone uses there credit card and buys his service or whatever then it takes that fait currancy and gives him his diesired cryto without having to make an account or do anything other than buy the thing with a credit card

<o​rban.1:matrix.org> nothing to do with lending. customer pays with credit card (without setting up accounts or wallets or any of those other friction points) and merchant receives crypto. seemlessly. i don't know how else to say it more succinctly

<p​reland:matrix.org> Ahhhh, so like the opposite of a crypto payment processor?

<o​rban.1:matrix.org> I think i found a solution. thanks to everyone who provided useful feedback

<p​reland:matrix.org> That’s actually kinda interesting, I’d never heard abt that

<o​rban.1:matrix.org> exactly

<o​rban.1:matrix.org> yes. now do you see the power in a solution like this?

<c​t:xmr.mx> ”Hey guys I'm working for Microsoft and I detected a virus on your computer. To fix it pls send 250$ via credit card through service technician website."

<c​t:xmr.mx> ^ that is the reason why the service you want does not exist

<x​mrfamily:matrix.org> You found credit card solution?

<p​reland:matrix.org> I do see the power in terms of crypto adoption; it likely wouldn’t take off as much as it is business owners that have the highest burden to transfer back to fiat in today’s economy

<p​reland:matrix.org> That being said, I think that would be a pretty good addition, and if used in conjunction with other services could be the final piece for a circular economy

<o​rban.1:matrix.org> imagine you are a podcaster in random country x and people want to subscribe with credit cards but you want to receive crypto. problem solved

<x​mrfamily:matrix.org> Much more complicated

<o​rban.1:matrix.org> most crypto payment gateway assume that the customers have crypto and know how to use wallets etc. im looking for the solution for normies that dont want to be bothered with all that stuff

<p​reland:matrix.org> There is just one issue: how is the credit card amount transferred to crypto? For this to work properly it would probably need to be a centralized mediator

<x​mrfamily:matrix.org> Not really crypto issue more terms of service, credit card, banking etc

<w​aterlocket:matrix.org> Student: Stripe does exactly what you want. The customer pays with their debit card or credit card, then Stripe takes that money and converts it into the crypto of your choice. The only thing is you have to set up an Express account and link a crypto wallet that supports the Polygon Network.

<o​rban.1:matrix.org> Yes, and the payment processor would charge a fee for facilitating the conversion

<o​rban.1:matrix.org> i think stripe requires the customer to set up an account right?

<w​aterlocket:matrix.org> No. I mean they can add there phone number to save there stuff for other stripe payments but it's optinal. stripe is just the payment processer so they just fill out there info then once they pay you get your crypto

<o​rban.1:matrix.org> "fill out their info"? That sounds like "creating an account" Which is explicitly what i am trying to avoid. I appreciate your willingness to help. But again. You seem to misunderstand the solution i am looking for

<w​aterlocket:matrix.org> NO?

<w​aterlocket:matrix.org> There info meaning there card infromation like there debit card?

<x​mrfamily:matrix.org> I highly doubt stripe will accept credit card and convert to cryptocurrency, I would love to be proven wrong

<o​rban.1:matrix.org> then i stand corrected. do you have screenshots of the payment gateway. showing that the user only needs to enter the credit card info, and nothing else?

<w​aterlocket:matrix.org> matrix.monero.social/_matrix/media/…matrix.org/yPEozqhlxEQpuKDNhsvoLODN

<x​mrfamily:matrix.org> Okay yes, but now the tricky part

<w​aterlocket:matrix.org> Put your card info in then you click buy. the money goes out of your card, want me to keep exsplaining?

<x​mrfamily:matrix.org> 🙄

<o​rban.1:matrix.org> waterlocket. i am happy to say that i am impressed.

<w​aterlocket:matrix.org> he was asking for it im sorry

<x​mrfamily:matrix.org> That doesn't show much?

<x​mrfamily:matrix.org> The image

<o​rban.1:matrix.org> no login or accout registration required on previous or subsequnet pages?

<w​aterlocket:matrix.org> he was asking about if the user has to make an account

<x​mrfamily:matrix.org> The big problem is credit card to crypro

<w​aterlocket:matrix.org> no, I've used stripe before

<x​mrfamily:matrix.org> Not really possible

<w​aterlocket:matrix.org> chatgpt and perpexity uses it

<x​mrfamily:matrix.org> I've used stripe before too. You are going to get student into issues

<w​aterlocket:matrix.org> Your issue Student is that this whole thing is in beta. so it's not even out yet but when stripe releases it you can use it. ofc you'd have to research how to set it up and all but there's your tool that does the job

<o​rban.1:matrix.org> presumably the merchant must have an account right?

<o​rban.1:matrix.org> beta but not functional at the moment?

<x​mrfamily:matrix.org> 🙄😡 whatever I give up. Do it student

<o​rban.1:matrix.org> what exactly are the issues?

<w​aterlocket:matrix.org> I don't wanna do your research for you but stripe is your answer

<w​aterlocket:matrix.org> Also I don't think the merchant needs an account but I could be wrong

<o​rban.1:matrix.org> I will look into it. thanks

<w​aterlocket:matrix.org> Thats what I was looking for!

<x​mrfamily:matrix.org> Chargeback and tos. Stripe will close your account imo. But you do you

<w​aterlocket:matrix.org> Oh, I'm sure the stock options will be rolling in any minute now! After all, sitting down and helping you find the perfect payment processor must be worth at least a few shares in your company, right? I'll just wait here for my windfall!

<o​rban.1:matrix.org> why would they close the account?

<x​mrfamily:matrix.org> docs.stripe.com/connect/crypto-payouts

<x​mrfamily:matrix.org> I might be wrong

<x​mrfamily:matrix.org> But I don't think so

<x​mrfamily:matrix.org> Credit cards are very bad because risk of chargeback compared to debit card.

<x​mrfamily:matrix.org> help.coinbase.com/en/coinbase/getti…-or-debit-card-in-europe-and-the-uk coinbase would definitely be accepting credit cards but lots of issues

<x​mrfamily:matrix.org> Note: Coinbase no longer supports linking new credit cards and some card issuers are blocking digital currency purchases with existing credit cards. If you have a credit card linked already, your bank may charge additional fees for Coinbase credit card purchases. To avoid these fees, switch to a debit card or bank account.

<w​aterlocket:matrix.org> It's so dumb! idk they they are doing this. it's your money wanna put it in Crypto you should be able to

<x​mrfamily:matrix.org> It's not coinbase fault, but banks and credit cards

<w​aterlocket:matrix.org> I know I was reffering to the banks and card issuers

<w​aterlocket:matrix.org> always controling us if I wanna use my bitcoins I will darn it

You have bitcoins. I'm sorry.

<x​mrfamily:matrix.org> Idk how much I blame banks. There is so much scamming now idk how they deal with all the fraud

blame the indians?

What why?

And which type

hordes of scammers

So you mean the Indians from Asia

blame the indians for what?

But wouldn't that be too much of stereotyping now? What about all the other scammers in the world out there?

there's a scam epidemic

people just have no morals anymore

huh

people have always run scams

I just avoid the scams

the internet has made it eaier to contact strangers

*easier

though saying that all of them are just people from India is both stereotyping and a form of racism, furthermore, like rae said, people have always ran scams

Ever heard of pyramid schemes

Or what about that Ponzi scheme that happened?

yeah I was just provoking snowflakes

I am not a snowflake here, I just don't agree to any sort of racism

is all

I recognize that financial institutions sometimes unfortunately have to tighten things up because there are just so many scamming pieces of shit out there

Actually, thats one thing I can agree on, because I can't have venmo, cash app, or freaking paypal, without the need of SSN!

But you know whats suspiciously funny?

My main issue with these is not even KYC, it's inability to use them because of sanctions. This is literally the only reason I have got into Monero at all.

hard times create great solutions

the more they tighten things up more people will migrate to alternatives

and never go back

I heard people in my country can't buy guns without the need of an ID, however, the immigrants coming from the border can just buy a gun without the need of one

they are shooting themselves in the foot

Yea, these times have introduced quite a lot of people to crypto. Some used it as a method of transferring cash abroad, because cash has limits and banks don't work.

and that includes valuable people migrating to a different country because their first world shit hole country sucks ass

Thats not the point taste

I would have 100% used a card for my VPS and domain otherwise. But now as I have tried Monero - I would probably stick with it even after the sanctions end because ungovernable money rules.

BlueyHealer: nice

<a​xmasta:matrix.org> I'm fairly comfortable with the idea of the people paid to be responsible for the prevailing trust models in finance for the failure of those trust models

<a​xmasta:matrix.org> I'm fairly comfortable with the idea of the people paid to be responsible for the prevailing trust models in finance should be held responsible for the failure of those trust models

<a​xmasta:matrix.org> Seems like that's banks/insurance

<a​xmasta:matrix.org> I'm fairly comfortable with the idea of the people paid to be responsible for the prevailing trust models in finance being held responsible for the failure of those trust models

BlueyHealer, even though I am introduced to crypto since then, despite the fact I know its just dead since the moment its created, I am more on the factor on figuring out how to obtain crypto for free aside from mining

scamming?

No!

Why would I want to scam people out of money? that would make me an absolute ass

And I aint no ass

Ok, let me rephrase, asshole, I am not an asshole

Point is, I am trying to learn how to get free crypto to start out, but avoiding mining because of my current limitations

and I haven't got time to set up the monero mining on my phone, because I got school to work on

You seriously just want free money?

Ok, the way I worded it sounds like so, I honestly would rather work to get it, though I can't really buy or sell crypto because I am supposed to at least have some stable income for working in the summer

How about more on tips on just monero mining, best way to set everything up on an iphone is all

nothing is free, everything has a cost, even stealing requires effort

<c​onk:monero.social> bruh where r u from

iphone of all things... If you can afford an iphone, what even can be a problem?

taste, I know nothing is free

And also BlueHealer, my iphone was given to me for christmas, but I mean it was mainly to keep contact of my parents during school hours

<a​ndrewjackson:matrix.org> Trickle-Down Effect is finally working! 😂

<b​ioset:matrix.org> Is there anything that doesnt put you on a watchlist anymore? 🙄 youtu.be/49TG0JqyiMQ?si=TuhesBEXzETfY8xk

<a​xmasta:matrix.org> Lol I thought only NY and other gun grabber states were dumb enough to publicly pursue this shit

<a​xmasta:matrix.org> Yee haw I guess. I'm sure that won't have any unintended consequences for the current administration

I mean, let's be honest here. Did anybody not suspect this already?

Because from what I can tell, if you didn't suspect this, you're either incredibly naive, or you've been living under a fucking rock.